As a sports chiropractor, I’ve witnessed firsthand the toll that car accidents can take on our bodies. Not to mention, the emotional load of the fight to access recovery services can be equally detrimental. It’s disheartening to see patients in pain, eager to heal, but burdened by the exhausting process of fighting with insurance adjusters. That’s why I’m here to shed light on a game-changing solution: Medpay. This affordable option, available for less than $5 a month, can make all the difference in getting you back to work and back to play, while saving you from the frustrating battle with insurance agents. 

A Grueling Journey Without Medpay

Let me introduce you to Sarah, a vibrant and active patient who came in regularly for maintenance care to keep her kicking butt on the soccer field, running with her dog, and sleeping soundly. A few months ago, she was involved in a terrible auto crash caused by an uninsured driver. Determined to recover quickly and get back to her active lifestyle, she eagerly reached out to her insurance company to begin the process of filing a claim for her medical expenses. She had uninsured motorist insurance, but that didn’t seem to be enough. The adjuster pressured her to “feel better” and implied she was getting care for “too long” even though her symptoms hadn’t resolved after two months. I encouraged her to keep seeing specialists until she was actually feeling better, but every time she’d want to see someone, she had to get approval from her adjuster and it was always a pain.

Wouldn’t it be nice if they treated us like clients instead of foes? Sarah found herself caught in a maze of paperwork, endless phone calls, and frustrating delays. It took hours to deal with this chore while she was in pain and every little task took extra effort. Fighting with her claims adjuster felt like a part time job. Instead of focusing on her healing, Sarah found herself trying to access what she’d been told she was entitled to when she paid her premiums.

Weeks turned into months, and still, Sarah’s claims remained unresolved. The stress and frustration not only exacerbated her physical pain, but also took a toll on her mental well-being. She felt defeated, overwhelmed, and trapped in a system that seemed more concerned with delaying payments than with her recovery. Ultimately she had to hire a personal injury attorney. Alternatively, I’ve seen many other patients that come in and pay cash and know that Medpay will reimburse them to some limit, 10k, 50k, 100k (depending on what they chose) and the person involved in the accident (regardless of fault) can use the pool of money to spend regardless of the provider to get better. 

The Benefits of Medpay:

Here’s why this affordable option is a no-brainer:

  1. Simplified Process: By opting for Medpay, you can bypass the bureaucratic hurdles and avoid the stress of fighting with insurance adjusters. The process becomes straightforward and streamlined, as you have a pool of allotted money allowing you to receive the care you need without wasting precious time and energy. It’s easier for me to put together a solid team of massage therapy, acupuncture, physical therapy, depending on the case. It’s also easier to order imaging when it’s coming out of your allotted pool of money v.s. having to jump through hoops before getting an MRI or CT scan.
  2. Faster Healing: The journey to healing after an accident requires not just physical treatment, but also mental and emotional well-being. Medpay facilitates faster healing by removing the unnecessary roadblocks, allowing you to focus on what matters most—your recovery.
  3. Financial Security: Medical expenses can add up quickly, leaving you in a financial bind. With Medpay, you have a safety net that catches you when you need it most. It covers medical bills, regardless of fault, ensuring that you don’t have to worry about the financial burden while you heal.

The Next Step:

Don’t just take my word for it—reach out to your car insurance agent and ask them to add Medpay to your policy. You’ll have the opportunity to discuss with them what you’d like the coverage to be. If you don’t have an agent you trust, let me know and I’ll connect you to someone good. Contact your auto insurance provider today and inquire about adding Medpay to your policy. For less than $5 a month (you’ll see above , you can safeguard your well-being, avoid unnecessary battles with insurance adjusters, and focus on your path to recovery.

[Disclaimer: The information provided in this blog post is for general informational purposes only and does not constitute professional advice. Consult with an insurance agent or professional for personalized recommendations based on your specific circumstances.]